Protecting Your Family's Future

Term life insurance provides protection for a set period of time—commonly 10, 20, or 30 years. During this term, you pay regular premiums, and if you pass away, your loved ones receive a guaranteed, tax-free benefit. This payout can help them maintain financial stability by covering daily living expenses, paying off debts, or replacing lost income.

• Short-Term Protection – Coverage designed for key life stages.
• Income Replacement – Ensures your family is supported if you’re not there to provide.
• Mortgage & Debt Security – Protects your home and reduces financial strain.
• Family Safety Net – Helps loved ones manage major expenses with peace of mind.
• Flexible Options – Choose the term length and coverage amount that fit your goals.

Term life insurance is affordable, straightforward, and highly customizable. Premiums remain consistent for the entire policy term, and the fixed death benefit makes it ideal for protecting against temporary financial obligations like mortgages, loans, or education costs.

This type of coverage is a great fit for individuals and families who want dependable protection during high-responsibility years—without the lifetime cost of permanent insurance.

Universal life insurance is a permanent policy designed to provide lifelong coverage while also helping you build financial value. Unlike traditional insurance, it offers flexibility—you can adjust your premiums and coverage as your needs change. At the same time, the policy accumulates cash value in a tax-advantaged account, giving you both protection and a financial resource for the future.

• Lifetime Protection – Coverage that stays with you for life.
• Flexible Design – Adjust payments and benefits over time.
• Cash Value Savings – Grows within the policy and can be accessed when needed.
• Investment Choice – Allocate funds toward different growth options.
• Smart Planning – Combines security with wealth-building opportunities.
   

Universal life insurance is more than just a safety net—it’s a versatile financial tool. It ensures your family is protected with a guaranteed death benefit while also offering the ability to grow savings that you can use for retirement planning, education costs, or unexpected needs. With tax-deferred growth and flexible features, it’s a plan that evolves with you.

This type of coverage is ideal for people who want lifelong protection while also building financial strength. Whether your goal is to protect your family, grow savings, or leave a legacy, universal life insurance provides a comprehensive solution that adapts as your life changes.

Whole life term insurance is a lifelong

coverage plan. This insurance policy is different from term life insurance. Term life insurance can be allocated for 10 to 20 years, but whole life insurance can be issued for an entire lifetime. Premiums remain constant, and a portion of your payments builds a cash value over time. If needed, you can use cash for loans or withdrawals. Whole life insurance offers death benefits for your loved ones. It is financial security for your family. This insurance provides stable and long-term coverage with added benefits. It’s a smart method to protect your loved ones and save for the future, all in one package.

Whole life insurance is an essential financial tool for individuals who seek a lifelong safety net for themselves or their families. Unlike short-term plans with a fixed duration, whole life insurance is a long-term policy. It can build up the money over time. When you need cash, then Insurance providers allow you to give funds for loans or withdrawals. It also offers death benefits if you’re no longer giving financial support to your family members.

Whole insurance offers a comprehensive solution by blending lifelong coverage, stable premiums, financial flexibility, or access to loans or withdrawals. Whole life insurance is all about long-lasting peace of mind and financial security in one package.

Seeking whole life insurance? contact Insure Horizons.

• Lifelong coverage
• Death benefits
• Cash value accumulation
• Accessible for loans or withdrawals
• Long-term financial planning
• Permanent stability

Parents work hard to secure their children’s health, education, and future opportunities. Still, unexpected expenses—whether medical needs, schooling costs, or future milestones—can create financial strain. Children’s Life Insurance provides lifelong protection and creates a financial resource your child can count on as they grow.

This type of coverage doesn’t just protect against the unexpected—it also builds value over time. The benefits can be used to cover healthcare needs, support higher education, help with a down payment on a home, or even provide seed money for a business venture.

Why it matters:

• Offers financial support during medical emergencies
• Helps fund education and future goals
• Builds lasting value your child can carry into adulthood
• Provides peace of mind that protection is in place for life
   

At Family First Assurance, we believe in protecting more than just today—we help parents create a foundation their children can rely on for years to come.

Secure their future, while they focus on growing.

For many families, getting life insurance can feel intimidating—especially when medical exams, bloodwork, or long approval times are involved. No Medical Life Insurance removes those barriers, giving you quick access to coverage without the need for tests or invasive procedures.

With only a simple health questionnaire, you can qualify for protection that fits your needs. Whether you’re dealing with health concerns, working in a high-risk job, or just want fast approval, this option makes coverage simple and stress-free.

Benefits of No Medical Life Insurance:

• Quick approval with minimal requirements
• No medical exams, lab work, or doctor’s visits
• Flexible options for short-term or lifelong protection
• A solution for those who are hard to insure or need coverage right away
   

At Family First Assurance, we believe protecting your loved ones shouldn’t be complicated. This plan offers an easy path to security—so you can focus on what matters most.

Coverage made easy, protection made certain.